All business account rates

Our business account rates.

Interest is calculated on the closing daily balance in an account and paid monthly. The interest is an annual interest rate. Interest is earned in the currency of the account.

Rates are subject to change without notice. For more information about Vancity’s interest rates, please call our Member Services Centre at 604-877-7000 or toll-free at 1-888-826-2489.

Business Jumpstart™ Savings.

You can earn more with progressive interest rates. Once you reach the tier cap — the more you deposit, the more you earn.

Rates as of 2025-08-01
$0 - $24,999.99 1.45%
$25,000 - $99,999.99 1.75%
$100,000 - $249,999.99 2.25%
$250,000 - $499,999.99

2.30%

$500,000 - $999,999.99 2.40%
$1,000,000 - $24,999,999.99 2.75%
$25,000,000+ 3.00%

Independent Business Account.

Earn interest on the entire balance once the minimum for each tier is reached.

Rates as of 2025-08-01
$0.00 - $999.99 0.00%
$1,000.00 - $2,999.99 0.00%
$3,000.00 - $4,999.99 0.00%
$5,000.00 + 0.00%

Community Service Package.

Earn interest on balances in a Community Service Package account.

Rates as of 2025-08-01
$0.00 - $999.99 0.00%
$1,000.00 - $2,999.99 0.00%
$3,000.00 - $4,999.99 0.00%
$5,000.00 + 0.00%

Business Investment Savings.

You earn interest on the entire balance once the minimum for each tier is reached.

Rates as of 2025-08-01
$0.00 - $9,999.99 0.00%
$10,000.00 - $24,999.99 0.01%
$25,000.00 - $99,999.99 0.02%
$100,000.00 + 0.03%

Business US Dollar Savings.

Earn interest in US dollars with competitive rates.

Rates as of 2025-08-01
$0.00 - $1,499.99 0.00%
$1,500.00 - $4,999.99 0.02%
$5,000.00 + 0.04%