Credit cards

enviro™️ Visa Infinite* card

with Vancity Rewards
Earn more reward points, plus get enhanced insurance coverage and premium benefits with this personal credit card.
Apply now
Eligibility: $60,000 annual personal income, $100,000 annual household income, or $250,000 or more in investible funds. Please note these premium cards can impose higher acceptance costs on merchants.
enviro™️ Visa Infinite* card
A misty forest
Welcome offer

Get up to $210 in value with an enviro Visa Infinite card.1

Perks when you sign up today:

  • First year annual fee waiver - $120 value2
  • Airport lounge access with Visa Airport Companion membership - $90 value
Sign up now Only available to new cardholders

Key features.

Annual fee


Annual fee rebate for Total Chequing Account holders††

Annual Interest rate 19.50%Δ
Supplementary or additional cards $0 for the first card, $50 per additional card, up to 4 cards
Environmental impact

Use the Carbon Counter™ to estimate your carbon footprint.

5% of profits from this card support the Vancity enviroFund™ program every year.

See cardholder agreement for additional fees and information at

More to love about this card.

When you use your enviro Visa card, you’ll earn valuable Vancity Rewards points that can be redeemed for cash back, travel, charitable donations and gift cards.

10 points

10 points

for every $1 spent at select local businesses.
5 points

5 points

for every $1 spent on public transit and ferries.
2.5 points

2.5 points

for every $1 spent on groceries.
1.25 points

1.25 points

for every $1 spent on all other purchases.
2x the points

2x the points

when booking travel through Vancity Rewards.

Unlock local business benefits.±

Modo logo

Carshare driving credits

Join Modo and get $100 in driving credits to book cars, SUVs, trucks and more.
JJ Bean Coffee Roasters logo

Discounts on coffee

Enjoy freshly roasted JJ Bean coffee. Get a 10% discount on a JJ Bean Coffee Card and 15% off a subscription.
freshprep logo

Free meal kits

Join Fresh Prep meal kit delivery service and get 4 meals free ($56 value) on your first delivery.

Calculate your benefits.

Based on average monthly spend of $2,000

Purchases from grocery and convenience stores, bakeries and other specialty food markets.

Fares for public transit and ferries.

Orders from Fresh Prep and JJ Bean or car rentals with Modo.

Flights, hotels and car rentals booked through Vancity Rewards.

Other eligible purchases.

The estimated value you could earn in a year based on your indicated monthly spend and card features.

x points
Public transit and ferries
x points
Local business partners
x points
Travel booked with Vancity Rewards
x points
Other purchases
x points
Yearly points earned
rewards value

What you get with all personal cards.

All our personal credit cards come with these features:


  1. You are at least 19 years old.
  2. You live in British Columbia and have a BC address.
  3. You meet one of the following criteria
    • $60,000 annual personal income or $100,000 annual household income
    • $250,000 or more in investable funds (including the money saved in your chequing and savings accounts and the total market value of your RRSP, TFSA or other investment accounts)

If you've declared bankruptcy in the last seven years or have no previous credit history, the enviro Secured Visa card might be the right card for you. You'll get all the same benefits as this enviro Visa card.

Ready to apply?

Apply online

Apply online

It takes as little as 10 minutes.
Get started

Optional protection.

Still not sure? Check out these cards.

enviro Visa Infinite Privilege card with Vancity Rewards

enviro Visa Infinite Privilege* card
with Vancity Rewards

Welcome offer Get up to $580 in value in your first year Terms and conditions apply Learn more
Annual fee $245 for members
$395 for non-members
Annual Interest rate 19.50%Δ
Vancity Rewards 1.5 - 10 points per $1 spent
Key benefits
Premium Visa Infinite benefits
Visa Airport Companion membership with 6 complimentary lounge visits
Local business discounts±
Trip cancellation and interruption insurance§
enviro Visa Gold card with Vancity Rewards

enviro Visa* Gold card
with Vancity Rewards

Welcome offer Get up to $124 in rewards value in your first year Terms and conditions apply Learn more
Annual fee $99
Annual Interest rate 19.50%Δ
Vancity Rewards 1 point per $1 spent
Key benefits
2,500 bonus points on your first purchase ($25 rewards value)
3,500 bonus points on your card’s anniversary ($35 rewards value)
Common carrier travel accident insurance up to $500,000§

Give us a call

Card Services 24/7

Metro Vancouver: 604-877-4999

Toll-free: 1-800-611-8472

Apply now

Metro Vancouver: 604-877-7000

Greater Victoria: 250-519-7000

Toll-free: 1-888-826-2489

Report a lost or stolen card

Metro Vancouver: 604-708-7810

Toll-free: 1-888-990-9691

International toll-free: IAC-800-500-0707-0
(IAC = International Access Code, varies by country