| RRSP Convertible Term Deposit (minimum balance $500)(Rates effective 2024-07-02) | Rates |
| 12 month Convertible RRSP | 2.65% |
| The Vancity RRSP Escalating Term Deposit – 3 Yr Investment (minimum balance $500)(Rates effective 2024-07-02) | Rates |
| Year 1 | 3.90% |
| Year 2 | 3.95% |
| Year 3 | 4.00% |
| The Vancity RRSP Escalating Term Deposit – 5 Yr Investment (minimum balance $500)(Rates effective 2024-07-02) | Rates |
| Year 1 | 3.00% |
| Year 2 | 3.10% |
| Year 3 | 3.75% |
| Year 4 | 4.00% |
| Year 5 | 5.00% |
| RRSP Short Term Deposit rates (minimum balance $500)(Rates effective 2024-07-02) | Rates |
| Non-Redeemable, 90-179 Days | 1.00% |
| Non-Redeemable, 180-269 Days | 1.55% |
| Non-Redeemable, 270-364 Days | 1.55% |
| RRSP Long Term Deposit rates (minimum balance $500)(Rates effective 2024-07-02) | Rates |
| Non-Redeemable, 12 to less than 18 months | 4.50% |
| Non-Redeemable, 18 to less than 24 months | 4.30% |
| Non-Redeemable, 24 to less than 30 months | 4.20% |
| Non-Redeemable, 30 to less than 36 months | 4.00% |
| Non-Redeemable, 36 to less than 48 months | 4.00% |
| Non-Redeemable, 48 to less than 60 months | 4.00% |
| Non-Redeemable, 60 Months | 4.00% |
| Jumpstart™ High Interest Savings (All Balances) | 1.60% |
| TFSA Jumpstart™ High Interest Savings Account (All Balances) | 0.80% |
| FHSA Jumpstart High Interest Savings Account (All Balances) | 5.00% |
| RRSP Jumpstart™ High Interest Savings Account (All Balances) | 0.80% |
| RRIF Jumpstart™ High Interest Savings Account (All Balances) | 0.80% |
| RESP Jumpstart™ High Interest Savings Account (All Balances) | 0.80% |
Members can open non-registered term deposits or add a term deposit to an existing TFSA, RRSP, RRIF or RDSP in Account Services.
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