Credit cards

Everyday spending with a big impact.

Achieve your financial goals, earn valuable reward points, estimate your carbon footprint, and give back to your community with enviro™ Visa* credit cards.

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Credit cards

Find the best card for you.

What will you use the card for?
What's most important to you?
See how each card compares with a
$
monthly spend
enviro Visa Infinite card with Vancity Rewards

enviro Visa Infinite* card
with Vancity Rewards

Welcome offer Get up to $210 in value in your first year Terms and conditions apply Learn more
$465
58,500
Annual fee $120
Annual Interest rate 19.50%Δ
Vancity Rewards 1.25 - 10 points per $1 spent
Key benefits
Premium Visa Infinite Benefits
Visa Airport Companion membership
Local business discounts±
Flight delay insurance§
Mobile device insurance§
enviro Visa Gold card with Vancity Rewards

enviro Visa* Gold card
with Vancity Rewards

Welcome offer Get up to $124 in rewards value in your first year Terms and conditions apply Learn more
$182
24,600
Annual fee $99
Annual Interest rate 19.50%Δ
Vancity Rewards 1 point per $1 spent
Key benefits
2,500 bonus points on your first purchase ($25 rewards value)
3,500 bonus points on your card’s anniversary ($35 rewards value)
Common carrier travel accident insurance up to $500,000§
enviro Visa Classic ard with Vancity Rewards

enviro Visa* Classic card
with Vancity Rewards

$123
12,300
Annual fee $0
Annual Interest rate 19.50%Δ
Vancity Rewards 1 point per $2 spent
Key benefits
Common carrier travel accident insurance up to $200,000§
enviro Visa Infinite Privilege card with Vancity Rewards

enviro Visa Infinite Privilege* card
with Vancity Rewards

Welcome offer Get up to $580 in value in your first year Terms and conditions apply Learn more
$415
66,000
Annual fee $245 for members
$395 for non-members
Annual Interest rate 19.50%Δ
Vancity Rewards 1.5 - 10 points per $1 spent
Key benefits
Premium Visa Infinite benefits
Visa Airport Companion membership with 6 complimentary lounge visits
Local business discounts±
Trip cancellation and interruption insurance§
enviro Visa Classic card with low interest rate and Vancity Rewards

enviro Visa* Classic card
Low interest rate + Vancity Rewards

Welcome offer Get your first year $50 annual fee waived Terms and conditions apply Learn more
$73
12,300
Annual fee $50
Annual Interest rate 11.25%Δ
Vancity Rewards 1 point per $2 spent
Key benefits
Common carrier travel accident insurance up to $200,000§
enviro Visa Gold card with low interest rate and Vancity Rewards

enviro Visa* Gold card
Low interest rate + Vancity Rewards

Welcome offer Get up to $170 in rewards value in your first year Terms and conditions apply Learn more
$136
24,600
Annual fee $145
Annual Interest rate 11.25%Δ
Vancity Rewards 1 point per $1 spent
Key benefits
2,500 bonus points on your first purchase ($25 rewards value)
3,500 bonus points on your card’s anniversary ($35 rewards value)
Common carrier travel accident insurance up to $500,000§
enviro Visa Classic card with low interest rate

enviro Visa* Classic card
Low interest rate

Welcome offer Get your first year $25 annual fee waived Terms and conditions apply Learn more

A great option if you carry a balance and want a low interest rate card.

Annual fee $25
Annual Interest rate 11.25%Δ
Vancity Rewards None
Key benefits
Common carrier travel accident insurance up to $200,000§
enviro Visa Gold card with low interest rate

enviro Visa* Gold card
Low interest rate

Welcome offer Get your first year $45 annual fee waived Terms and conditions apply Learn more

A great option if you carry a balance and want a low interest rate card.

Annual fee $45
Annual Interest rate 11.25%Δ
Vancity Rewards None
Key benefits
Common carrier travel accident insurance up to $500,000§

Make an impact no matter which card you choose.

5% of enviro Visa card profits support the Vancity enviroFund™ program every year.

Get more with Vancity Rewards.

There are so many reasons to love our rewards.

1

Equal value

Get the same rewards value no matter what you redeem for. For every 100 Vancity Rewards points redeemed, you’ll get $1 in rewards value.
2

Diverse reward options

Choose from cash back, travel, charitable donations, and gift cards.
3

Flexible travel

Enjoy no blackout dates or booking fees when you book travel through Vancity Rewards. Plus, you can use your points towards taxes.
4

No cap on rewards

Keep earning points at the same great rate with no maximum limit.

5% of profits go to environmental initiatives.

With every purchase on your enviro Visa card, you’ll help:

A business owner, probably a coffee shop, standing in front of her store with her arms crossed

Reduce plastic waste at over 150 local businesses

with the help of Ocean Ambassadors Canada’s Zero Waste business coaching and community initiatives.
A woman hold three large pumpkin-like vegetables in her arms

Recover 10 million pounds of food to share

with the help of FoodMesh’s technology that matches groceries and charities to tackle food waste and food insecurity.
A close-up of a hand holding a Nulla coffee

Save 25,000 plastic cups from the landfill

with the help of Nulla’s resuable cups and containers that replace single-use items at local coffeeshops.
Activate your card

Activate your card

If you’re a Primary Cardholder or Account Administrator, you can activate your card online or call us at 1-800-611-8472. Authorized Users can activate by phone only.
Activate your card
Already using your card?

Already using your card?

Learn how to set up automatic and recurring payments, earn points when you pay your bills and get the most out of your enviro Visa card.

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Frequently asked questions.

Other questions?

Check out the Learning Hub

Knowledge is power.

Give us a call

Card Services 24/7

Metro Vancouver: 604-877-4999

Toll-free: 1-800-611-8472

Apply now

Metro Vancouver: 604-877-7000

Greater Victoria: 250-519-7000

Toll-free: 1-888-826-2489

Report a lost or stolen card

Metro Vancouver: 604-708-7810

Toll-free: 1-888-990-9691

International toll-free: IAC-800-500-0707-0
(IAC = International Access Code, varies by country