USD Chequing Plus for seniors

Easy access to US dollars while saving on fees.

Where your deposits go

To bring local food to your table with partners like FarmFolk CityFolk and their annual Feast of Fields.

Monthly fee: $0
For members 65+

Open an account

Show me the goods.

  • Protect yourself from rate fluctuations
    Having a US dollar account means you don’t have to worry about losing out to changing rates.
  • Easily transfer between accounts
    Move money between your Canadian and US dollar accounts through online banking or the mobile app.
  • Free Everyday Transactions*
    Includes Everyday In-Person, Cheque or Pre-Authorized Payment Transactions.
  • Mobile currency exchange
    Convert between CAD and USD when you make transfers with a USD Chequing account.
  • 100% guaranteed deposits
    Your deposits are 100% insured by the Credit Union Deposit Insurance Corporation (CUDIC).

Transaction fees.



Monthly fee


Everyday In-Person

  • By branch or phone
  • Account withdrawals
  • Transfers to or from Vancity accounts

(Bill payments not available)

Everyday Debit Card

  • Debit card purchases
  • ATM cash withdrawals
  • ATM transfers between accounts


Everyday Online and Mobile

  • Transfers from Vancity accounts made online or using our automated phone service

(Bill payments not available)

Everyday Cheques and Preauthorized Payments

  • Cheque transactions and pre-authorized payments from Vancity accounts

(Preauthorized payments not available)

Interac e-Transfer®


For a full list of fees, see the Personal Service Charge Bulletin.

Get more as a member.

As a Vancity member, you'll also get great things like:

  • Member perks
    Discounts from our members and community partners.
  • A community built by you
    Your deposits at Vancity support people and businesses in our communities who are making a positive change — like FarmFolk CityFolk.
  • A vote equal to everyone else's
    One member, one vote. Our credit union is guided by the people who own it, our members.

Get started.

Join Vancity

Ready to be a financial force for change? Join 500,000+ others in making a clean and fair world.

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Already a member

Glad to have you. You can open additional accounts with online banking in Account Services.

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