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RESP term deposit & GIC rates.
Flexible RESPs.
|
RESP Escalating Term Deposit (minimum balance $500) (Rates effective 2025-12-18) |
Rates |
| Year 1 | 2.85% |
| Year 2 | 3.30% |
| Year 3 | 3.60% |
| RESP 5-Year Escalating Term Deposit (minimum balance $500)(Rates effective 2026-02-06) | Rates |
| Year 1 | 2.85% |
| Year 2 | 3.30% |
| Year 3 | 3.60% |
| Year 4 | 3.70% |
| Year 5 | 3.75% |
Non-Redeemable RESPs.
| Non-Redeemable RESPs (rates effective 2026-02-06) | Rates |
| Non-Redeemable, 12 to less than 18 Months | 3.00% |
| Non-Redeemable, 18 to less than 24 Months | 3.10% |
| Non-Redeemable, 24 to less than 30 Months | 3.20% |
| Non-Redeemable, 30 to less than 36 Months | 3.25% |
| Non-Redeemable, 36 to less than 48 Months | 3.35% |
| Non-Redeemable, 48 to less than 60 Months | 3.45% |
| Non-Redeemable, 60 Months | 3.50% |
RESP Jumpstart™ High Interest Savings.
| Jumpstart™ High Interest Savings (All Balances) | 0.60% |
| TFSA Jumpstart™ High Interest Savings Account (All Balances) | 0.70% |
| FHSA Jumpstart High Interest Savings Account (All Balances) | 3.00% |
| RRSP Jumpstart™ High Interest Savings Account (All Balances) | 0.70% |
| RRIF Jumpstart™ High Interest Savings Account (All Balances) | 0.70% |
| RESP Jumpstart™ High Interest Savings Account (All Balances) | 0.70% |
Let's get saving.
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Members can open non-registered term deposits or add a term deposit to an existing TFSA, RRSP, FHSA, RRIF or RDSP in Account Services.
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