TFSA term deposit & GIC rates.

Flexible TFSAs.

The Vancity 3-Year Escalating Term Deposit (minimum balance $500)(Rates effective 2024-07-02) Rates
Year 1 3.90%
Year 2 3.95%
Year 3 4.00%

Non-Redeemable TFSAs.

TFSA Non-Redeemable Term Deposits (minimum balance $500)(Rates effective 2024-07-02) Rates
TFSA non-redeemable, 12 to less than 18 months 4.50%
TFSA non-redeemable, 18 to less than 24 months 4.30%
TFSA non-redeemable, 24 to less than 30 months 4.20%
TFSA non-redeemable, 30 to less than 36 months 4.00%
TFSA non-redeemable, 36 to less than 48 months 4.00%
TFSA non-redeemable, 48 to less than 60 months 4.00%
TFSA non-redeemable, 60 months 4.00%

TFSA Jumpstart™ High Interest Savings.

Rates as of 2024-07-02
Jumpstart™ High Interest Savings (All Balances) 1.60%
TFSA Jumpstart™ High Interest Savings Account (All Balances) 0.80%
FHSA Jumpstart High Interest Savings Account (All Balances) 5.00%
Rates as of 2024-07-02
RRSP Jumpstart™ High Interest Savings Account (All Balances) 0.80%
RRIF Jumpstart™ High Interest Savings Account (All Balances) 0.80%
RESP Jumpstart™ High Interest Savings Account (All Balances) 0.80%

Let's get saving.

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Members can open non-registered term deposits or add a term deposit to an existing TFSA, RRSP, RRIF or RDSP in Account Services.

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Talk to a pro

New to vancity or opening a new TFSA, RRSP, FHSA, RRIF or other registered account? Let's chat.

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