Investment bonuses

All new and existing clients of Aviso Wealth and Vancity Investment Management.

All new dollars coming from any external Canadian financial institution. Minimum new dollar amount is $10,000.

RRSP, spousal RRSP, Locked-In RRSP, TFSA, FHSA and Non-registered plans.

RESP, RDSP, RRIF, LIF, Spousal RRIF.

No, bonus cannot be backdated.

Any redemptions of what would be considered the new funds transferred in will be deducted from the calculation of the total new money. Redemptions of funds outside of the transferred amount will not be deducted from the transferred amount (i.e.: investments currently held can be redeemed without impacting the eligible transfer amount).

Example: If a client currently holds $50,000 in their non-registered account, transfers in $20,000 from an external institution to a new TFSA and later redeems $5,000 from their non-registered plan, the full $20,000 would remain eligible for the promotion.

The Bonus is 1% of all qualifying New Assets into Qualifying Accounts during the Offer Period up to a maximum Bonus of $10,000.

Example: A client who transfers in $10,000 into an RSP and $5,000 into a TFSA will qualify for a Bonus of 1% in each of the accounts, which is $100 for RRSP and $50 for TFSA.

No, you cannot decide the account that will receive a bonus.

1% bonus will be paid all qualifying new assets into each Qualifying Account within the offer period, up to a maximum Bonus of $10,000.

For example, A client who transfers in $40,000 into a nonregistered account and $80,000 into an RSP, will qualify for a Bonus of $400 to the non-registered account and $800 to the RRSP.

No, you cannot decide the account that will receive a bonus.

1% bonus will be paid all qualifying new assets into each Qualifying Account within the offer period, up to a maximum Bonus of $10,000.

If a member transfer in funds to a joint account, the bonus amount will be calculated based on the qualifying New Assets transferred into the joint account. The bonus will be paid into the joint account.

Non qualifying investments would include cash, money market funds, high interest savings accounts, GICs, fixed income securities with a duration of less than six months or certain restricted securities. Nonqualifying investments must be converted to qualifying investments (i.e.: Mutual funds, ETFs, stocks, etc.) within 30days of the transfer in date or deposit to be considered eligible.

For example, if cash is deposited in the form of a cheque from RBC or TD for $55,000, the deposit must be invested in qualifying assets and not held in cash or other non-qualifying assets to be eligible.

Transfers fees will be rebated up to an amount of $150 per client. If the aggregate amount of the transfer fees is higher, a maximum of $150 will be paid. Evidence of transfer fee maybe required.

Client name plans are eligible. Where a registered client name plan has earned the bonus, it will be paid to the registered plan as a contribution.

Please be sure to provide investment instructions for the bonus payout as they cannot be paid in cash to a client name account.

The Terms and Conditions state that systematic plans are not considered transfer or deposits.

No, they are not eligible for this bonus offer.

Example: Justin and Sophie are a couple. Justin adds $10000 to his personal TFSA. Sophie adds $10000 to her personal TFSA. They also add $10000 to a joint account.

Based on the above example, Justin would be eligible $100 bonus for his TFSA, Sophie would be eligible for $100 for her TFSA and they would be eligible for $100 for the joint account.